PAX Centurion - Spring 2019

www.bppa.org PAX CENTURION • Spring 2019 • Page 59 TOGETHER, LET’S SEE IF WE CAN BRING HOMEOWNERSHIP WITHIN REACH. At Citizens Bank®, we offer mortgage solutions that make homeownership within reach – including one of Massachusetts’ most affordable mortgage programs for low- to moderate-income rst-time home buyers. As a participating lender in theONEMortgage Program from the Massachusetts Housing Partnership, we help eligible home buyers take advantage of: • A discounted interest rate. Enjoy the stability of a xed interest rate. No points are charged to the homebuyer. • Low down payment. Put down just 3% of the purchase price, some of which can include gifts.* • No private mortgage insurance (PMI). Save money by avoiding monthly mortgage insurance. • Interest subsidy. Income eligible buyers may also qualify for a subsidy to help pay part of the mortgage payment during the rst seven years of homeownership. The home you buy must be located in Massachusetts and used as a primary residence. First-time home buyer education is required and income limits apply. Ask Wendy to learn more about this program. Wendy Fraser Senior Loan Of cer NMLS ID# 20412 978-317-8471 wendy.l.fraser@citizensbank.com *For three-familyproperties,5%of thepurchaseprice is required for adownpaymentwith at least3% (or aminimumof$3,000onpurchasepricesbelow$100,000) from theborrower’sown funds.Mortgages areoffered andoriginatedbyCitizensBank,N.A.CitizensBank is abrandnameofCitizensBank,N.A. (NMLS ID#433960) andCitizensBankofPennsylvania (NMLS ID#522615).CitizensBank,N.A. andCitizensBankofPennsylvania are affiliates.All loans are subject to approval. EqualHousingLender.HLFL2047M_583790